There are several good protections against temptation, but the surest is cowardice. – Mark Twain
A banker is a fellow who lends his umbrella when the sun is shining and wants it back the minute it begins to rain. – Mark Twain

There are several good protections against temptation, but the surest is cowardice. – Mark Twain
A banker is a fellow who lends his umbrella when the sun is shining and wants it back the minute it begins to rain. – Mark Twain
Training is everything. The peach was once a bitter almond; cauliflower is nothing but cabbage with a college education. – Mark Twain
The secret source of humor is not joy but sorrow there is no humor in Heaven. – Mark Twain