Heres my gift-giving rule: Respect your current financial situation. – Suze Orman
I get so frustrated when people tell me its unrealistic to create an eight-month emergency savings fund, or have money saved for a home down payment, or pay off their $5,000 credit card balance. – Suze Orman
Take free money. No matter how in debt you are, if your employer offers a matching contribution on a 401(k) or other retirement vehicle, you must sign up and contribute enough to get the maximum company match each year. Think of it as a bonus. – Suze Orman
The chances of a bank going out of business are extremely slim, but its always a good idea to spread around major sums so every penny is backed by insurance. – Suze Orman