Take free money. No matter how in debt you are, if your employer offers a matching contribution on a 401(k) or other retirement vehicle, you must sign up and contribute enough to get the maximum company match each year. Think of it as a bonus. – Suze Orman

Never, ever invest money that you will need prior to three to five years – minimum. – Suze Orman

Those carrying a credit card balance should scale back to making the minimum payment each month so they have more money to put into savings. – Suze Orman