Heres my gift-giving rule: Respect your current financial situation. – Suze Orman
I always say, People first, then money, then things. – Suze Orman
If you wait until your children are high school seniors to spring it on them that theres not a whole lot of money for school, they wont have too many options. – Suze Orman
If youre not staying on top of your money, you are putting your financial well-being at risk. – Suze Orman
To make the most of your money, I recommend sticking with mutual funds that dont charge a commission when you buy or sell. – Suze Orman
Opposites may attract, but I wouldnt put my money on a relationship of financial opposites. – Suze Orman
The less money you owe, the less income youll need and the less youll have to save for tomorrow. – Suze Orman
Who would you want to be giving you advice? Somebody who doesnt have any money? – Suze Orman
The foundation of a financial fresh start actually has nothing to do with money or specific financial dos and donts. – Suze Orman
If you are worried about job security and do not have an adequate emergency fund (ideally eight months worth of living expenses stashed away in a federally insured bank or credit union), you need to focus more on saving money than paying down the balance on your credit cards. – Suze Orman
Its easy to underestimate the real cost of home ownership. – Suze Orman
I get so frustrated when people tell me its unrealistic to create an eight-month emergency savings fund, or have money saved for a home down payment, or pay off their $5,000 credit card balance. – Suze Orman
Like your homes closets, your financial clutter needs an overhaul every now and again, and the payoff will go far beyond the psychic satisfaction of neatening up. – Suze Orman
When youre happy you find pure joy in your life. There are no regrets in this state of happiness – and thats a goal worth striving for in all areas of your life. – Suze Orman
Many people are in the dark when it comes to money, and Im going to turn on the lights. – Suze Orman
No ones ever achieved financial fitness with a January resolution thats abandoned by February. – Suze Orman
The last thing family and friends want is for you to spend money on them that you dont have or that you cant really spare. – Suze Orman
In all realms of life it takes courage to stretch your limits, express your power, and fulfill your potential… its no different in the financial realm. – Suze Orman
Rather than saying, My checking account is a wreck, change it to I will learn how to track my spending and balance my checkbook. – Suze Orman
The most important loan to pay is your student loan. Its more important than your mortgage, car and credit card payments. You cannot discharge student loan debt in the majority of cases. – Suze Orman
