If you are worried about job security and do not have an adequate emergency fund (ideally eight months worth of living expenses stashed away in a federally insured bank or credit union), you need to focus more on saving money than paying down the balance on your credit cards. – Suze Orman

If you wait until your children are high school seniors to spring it on them that theres not a whole lot of money for school, they wont have too many options. – Suze Orman