I get so frustrated when people tell me its unrealistic to create an eight-month emergency savings fund, or have money saved for a home down payment, or pay off their $5,000 credit card balance. – Suze Orman
If you are worried about job security and do not have an adequate emergency fund (ideally eight months worth of living expenses stashed away in a federally insured bank or credit union), you need to focus more on saving money than paying down the balance on your credit cards. – Suze Orman