If you are worried about job security and do not have an adequate emergency fund (ideally eight months worth of living expenses stashed away in a federally insured bank or credit union), you need to focus more on saving money than paying down the balance on your credit cards. – Suze Orman
Rather than saying, My checking account is a wreck, change it to I will learn how to track my spending and balance my checkbook. – Suze Orman
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