If you are worried about job security and do not have an adequate emergency fund (ideally eight months worth of living expenses stashed away in a federally insured bank or credit union), you need to focus more on saving money than paying down the balance on your credit cards. – Suze Orman
The chances of a bank going out of business are extremely slim, but its always a good idea to spread around major sums so every penny is backed by insurance. – Suze Orman
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