Always live within your income, even if you have to borrow money to do so. – Josh Billings
Never run into debt, not if you can find anything else to run into. – Josh Billings

Always live within your income, even if you have to borrow money to do so. – Josh Billings
Never run into debt, not if you can find anything else to run into. – Josh Billings
There are lots of people who mistake their imagination for their memory. – Josh Billings
There is nothing so easy to learn as experience and nothing so hard to apply. – Josh Billings