Believe me, the man who earns his bread by the sweat of his brow, eats oftener a sweeter morsel, however coarse, than he who procures it by the labor of his brains. – Washington Irving, letter to Pierre Paris Irving (nephew), 1824 December 7th
When families save, they can get through emergencies like a bad harvest or a medical emergency. But its more than that. They can also plan for the future, gradually saving up for a small business or for their childrens school tuition. – Jeff Raikes