I get so frustrated when people tell me its unrealistic to create an eight-month emergency savings fund, or have money saved for a home down payment, or pay off their $5,000 credit card balance. – Suze Orman
Alcohol is perfectly consistent in its effects upon man. Drunkenness is merely an exaggeration. A foolish man drunk becomes maudlin; a bloody man, vicious; a coarse man, vulgar. – Willa Sibert Cather