The shortest period of time lies between the minute you put some money away for a rainy day and the unexpected arrival of rain. – Jane Bryant Quinn

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Consequences are unpitying. Our deeds carry their terrible consequences, quite apart from any fluctuations that went before—consequences that are hardly ever confined to ourselves. And it is best to fix our minds on that certainty, instead of considering what may be the elements of excuse for us. – George Eliot, Adam Bede
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