There is a basic lesson on financial crises that governments tend to wait too long, underestimate the risks, want to do too little. And it ultimately gets away from them, and they end up spending more money, causing much more damage to the economy. – Timothy Geithner
Could Hamlet have been written by a committee, or the Mona Lisa painted by a club?… Creative ideas do not spring from groups. They spring from individuals. The divine spark leaps from the finger of God to the finger of Adam. – Alfred Whitney Griswold