Negro banks, as a rule, have failed because the people, taught that their own pioneers in business cannot function in this sphere, withdrew their deposits. – Carter G. Woodson

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Consider the perverse effect cap and trade has on altruistic actions. Say you decide to buy a small, high-efficiency car. That reduces your emissions, but not your countrys. Instead it allows somebody else to buy a bigger S.U.V. – because the total emissions are set by the cap. – James Hansen
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