All the perplexities, confusions, and distresses in America arise, not from defects in their constitution or confederation, not from a want of honor or virtue, so much as from downright ignorance of the nature of coin, credit, and circulation. – John Adams

But America is a great, unwieldy Body. Its Progress must be slow. It is like a large Fleet sailing under Convoy. The fleetest Sailors must wait for the dullest and slowest. Like a Coach and sixthe swiftest Horses must be slackened and the slowest quickened, that all may keep an even Pace. – John Adams