Luck is when opportunity knocks and you answer. – Author Unknown
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What helps luck is a habit of watching for opportunities, of having a patient but restless mind, of sacrificing ones ease or vanity, or uniting a love of detail to foresight, and of passing through hard times bravely and cheerfully. – Victor Cherbuliez
Hats have been my thing pretty much my whole life but finance has not. I would go to the corner store and buy really cheap baseball style caps and wear those to school. – Ne-Yo