He tells himself over and over again in any choice presented to him, Prefer the hard. This holds good not only in great matters, but also in very small, in fighting by the frozen Danube and in starting the day early. – Marcus Aurelius
Take free money. No matter how in debt you are, if your employer offers a matching contribution on a 401(k) or other retirement vehicle, you must sign up and contribute enough to get the maximum company match each year. Think of it as a bonus. – Suze Orman