It doesnt matter about money having it, not having it. Or having clothes, or not having them. Youre still left alone with yourself in the end. – Billy Idol
Take free money. No matter how in debt you are, if your employer offers a matching contribution on a 401(k) or other retirement vehicle, you must sign up and contribute enough to get the maximum company match each year. Think of it as a bonus. – Suze Orman