You can design a mortgage system that is different without a Fannie and Freddie, but there are principles you have to have, to have a good system. – Jamie Dimon
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One of the deepest impulses in man is the impulse to record, – to scratch a drawing on a tusk or keep a diary, to collect sagas and heap cairns. This instinct as to the enduring value of the past is, one might say, the very basis of civilization. – John Jay Chapman, Memories and Milestones
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