In 1963 and later papers, I pointed out that the special market ch

In 1963 and later papers, I pointed out that the special market characteristics of medical care and medical insurance could be explained by reference to differences in information among the parties involved. – Kenneth Joseph Arrow

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The purse of the patient often protracts his case. – Zimmermann

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A smart mother makes often a better diagnosis than a poor doctor. – August Bier

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